Terms and Conditions

We have tried to make our Terms and Conditions as clear and transparent as possible by using easy to understand language. If there is anything in this document that you are unsure about please call us for a more detailed explanation.

This agreement creates a contractual relationship between AMK Legal Ltd (Company No:10449896) Mikar Business Park, Northolt Drive, Bolton, BL3 6NJ and the individual(s) who prints their name(s) and signs this agreement for the Firm to advise, investigate and represent the client to lodge a complaint, on the clients behalf, against relevant third parties. This includes pursuing a claim for Unfair Annual Management Fees or Mis -Sold Investments or Pensions.

The service provided by AMK Legal Ltd will be as follows:

• Obtain relevant information from your investment provider to investigate the merits of your claim
• Obtain relevant information from you to ascertain the basis of the claim and investigate its merits
• Advise you about whether the claim has a prospect of success or not prior to presenting your claim
• Submit a claim on your behalf to your investment provider
• Liaise with your investment provider following the submission of the claim until the claim is concluded
• If the claim is rejected, we will discuss with you the possibility of escalating the claim to the Financial Ombudsman Service
• If the claim is defended and/or you wish to challenge a decision made or any shortfall, we will discuss with you the possibility of pursuing legal proceedings

Client Obligations:

• To provide all information/paperwork that you have in your possession as required by AMK Legal Ltd to help with the claim
• To not enter into any agreements with your investment provider without first consulting AMK Legal Ltd but understand that you may receive a call from your investment provider to confirm the details of the claim submitted by AMK Legal Ltd
• To co-operate with AMK Legal Ltd to enable us to provide the claims management service to you
• To notify AMK Legal Ltd when an offer of compensation is made by your investment provider
• To accept offers of compensation that AMK Legal Ltd advises are reasonable
• To notify AMK Legal Ltd where you are in receipt of compensation paid by your investment provider

Cancellation

AMK Legal Ltd can terminate this agreement at any time and no fee will be payable by you if we think there are no grounds for a claim or that your claim is unlikely to succeed. You have the right to cancel the contract by telephone, email or in writing to AMK Legal Ltd within 14 days of signing the contract and you will not be charged. If you terminate after 14 days, and we have submitted your claim, and an offer of compensation is subsequently made, we will charge our full fee as detailed below. If you cancel after 14 days, and we have submitted your claim, and we are unsuccessful, we will not charge a fee.

Law & Jurisdiction

The law applicable to this contract shall be English law and the parties consent to the jurisdiction of the English courts in all matters affecting this contract.

Making a claim yourself

You do not need to use AMK Legal Ltd to make this claim – you can do this yourself free of charge and if your claim is unsuccessful you can pursue this with the Financial Ombudsman Service. In the event that your financial adviser is no longer in business you may be able to use the services of the Financial Services Compensation Scheme.

Payment of our fee

AMK Legal Ltd will endeavour to recover all monies in respect of your claim and undertake to forward any payment from your investment provider to you within seven days from the date received, subject to the agreed fee of 40% plus Vat – total fee payable 48%. We require that you promptly pay our fee no later than 7 days after you receive your compensation (if you are paid direct) or if you have no intention of accepting the offer and we recommend that you do so, 7 days after our recommendation.

An example of our fees are as follows:

Compensation Amount	Our fee 40%plus Vat – total 48%	You would be left with
£1,000	£480	£520
£3,000	£1440	£1560
£10,000	£4800	£5200

Please note the above fee illustration is not to be taken as an estimate of the amounts we are likely to recover.

Complaints may be made in writing, by e-mail, by telephone or in any other form in respect of a claims management service that we have provided.

Our contact details are as follows:

Address: AMK Legal Ltd, Mikar Business Park, Northolt Drive, Bolton, BL3 6NJ Telephone: 01204 565325.
Email: enquiries@amklegal.co.uk

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